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Coastal Property Homeowners

Through an exclusive partnership with UPC Insurance, Big I New Jersey members have access to a standard homeowners market specializing in coastal property.

UPC Insurance:

  • Writes HO 3, 4, 5, & 6 in all PCs except 10 with values between $200,000 and $1,000,000
  • Does not write auto, so there is no pressure to add auto to secure HO policies
  • Allows for secondary properties, with or without the primary
  • Includes hurricane deductibles of 1%, 2%, 5%
  • Has superior coverage, including: equipment breakdown, identity theft protection, and many available options
  • Provides a UPC Companion Flood Credit of 5% when the flood policy is written with UPC
    Offers a variety of payment plans & options, including EFT and will soon add Visa, MC, AMEX, and Discover
  • Integrates agency download through AMS & Applied
  • And much, much more…

To begin using UPC, agencies need to be appointed as a Big I New Jersey sub-agent with the company. Sub-agent appointments are not guaranteed and are at the discretion of UPC.

Appointment Process

  1. Complete the required forms.
  2. Send completed forms, along with a copy of the agency's P&C License and E&O dec page or Certificate of Insurance, to Joanne Larca via email: jlarca@biginj.org, fax:609-587-4515, or mail: 2211 Whitehorse-Mercerville Rd., Trenton, NJ 08619.
  3. Upon receipt, IIANJ Marketing Programs, Inc will review the forms for proper completion and forward forms to UPC.
  4. UPC will review the submissions for approval (process takes approximately 21 days).
  5. If approved, UPC will enter the sub-agent information into their system and forward a user name and password to the new sub-agent along with a welcome packet.

BIg I New Jersey members who are sub-agents quote, bind, and issues policies via UPC's website. Commissions are paid directly to the sub-agent from the company.