Workers' Compensation

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IIABNJ has formed an exclusive partnership with Advantage Specialty to offer Big 'I' members access to a Workers' Compensation Program.

Advantage Specialty's services include up to 300 classes of business as well as four distinct New Jersey Safety Groups: Health Services, Hospitality, Professional Services, and Car Dealers. Each Safety Group offers a back-end dividend payable up to 40%.

Program Benefits Include:

  • Competitive pricing up to 20% off manual pricing
  • Dividend up to 40% (based on performance)
  • Flexible payment options, including Pay-As-You-Go
  • Superior claims handling from professionals who care
  • Expert risk analysis, safety management, and loss control services
  • Access to one of the largest networks in New Jersey with 24-hour claim reporting and around-the-clock customer support

How the Dividend Works:

  • Must be written with the 12-month period (7/1 - 6/30)
  • Policies must be in effect for the full policy term, must be audited, and paid in full
  • Dividend will be calculated 18 months after the end of the 12-month period
  • No loss development factors applied
  • The Board of Directors must approve and declare a dividend prior to issuance.
  • Must be a current policy holder (regardless of year)






For more information, download the following informational flyers:

Workers' Comp Safety Group: Professional Services

Workers' Comp Safety Group: Hospitality

Workers' Comp Safety Group: Health Services

Workers' Comp Safety Group: Auto Dealerships

To Apply:

Download the following forms and forward to IIABNJ at PO Box 3230, Trenton, NJ 08619 or

Agency Appointment Form

IIABNJ Target Market Brochure

Advantage Broker Agreement

Pay Plan

ACORD Form (agency background info)