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Personal Umbrellas

Big I New Jersey offers both RLI Personal Umbrella Policies and RLI in-Home Business Policies to members, as well as an Anderson & Murison Personal Umbrella Policy for insureds who do not fit the RLI Personal Umbrella Program. To view information regarding the Anderson & Murison program, members must be logged in.
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  • Limits up to $5 million
  • Insureds can keep their current homeowner/auto insurer
  • New drivers are accepted - there is no age limit on drivers
  • Up to one DWI/DUI per household allowed
  • Auto limits as low as 100/300/50 in certain cases
  • Competitive, low premiums for increased limits of liability
  • Simple, self-underwriting application that lets you know immediately if the insured is accepted
  • E-signature and credit card payment options
  • Immediate coverage available in all 50 states plus Washington D.C.

For additional information about Big I New Jersey's RLI Policies, contact Joanne Larca, jlarca@biginj.org, 609-587-4333 x-11​0.

DownloadTo download the following forms, you must be logged in. 

Please note that new rates will only be available by using the RLI quoter inside of PUP Access. 

RLI Personal Umbrella Forms:

RLI Personal Umbrella Policy Provisions

RLI Personal Umbrella Application

RLI Commissions Schedule


Application Submissions:

1. Submit Online:  Online applications are accepted only with e-signature when logged into the RLI website with your PUP login and password (no paperwork required). If your agency is not set up with PUP access, contact Big I New Jersey to get set up.

2. Paper Submission: Print and mail the completed forms with your agency's net check to Big I New Jersey, 2211 Whitehorse Mercerville Rd., Trenton, NJ 08619.

​The RLI In-Home Business Policy covers the gap in insurance that exists when a person operates a business from their home. The homeowners policy has gaps in general liability, personal property, business income, and medical payments for client injuries. 

Application Submissions:

  1. ​Paper Submission: Print and mail the completed forms with your agency's net check to Big I New Jersey, 2211 Whitehorse Mercerville Rd., Trenton, NJ. 

  2. Enter online with direct bill option available: When logged into the RLI website with your PUP ACCESS login and password, enter the new IHB business submission, click 'direct bill' and enter the insured’s email address for RLI to send a payment link. Complete entering all information and print 'premium indication', 'application and terrorism form' for the insured to sign.  Fax or email the signed paperwork to Big I New Jersey to be processed and submitted to RLI.  If your agency is not set up with PUP access, contact Big I New Jersey to get set up.

For additional information about Big I New Jersey's RLI Policies, contact Joanne Larca, jlarca@biginj.org, 609-587-4333 x-10.

RLI In-Home Business Forms:
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Please note: Online applications are not currently accepted. Please print and mail completed forms to: Big I New Jersey, 2211 Whitehorse Mercerville Rd., Trenton, NJ 08619.