Workers' Compensation

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Big I New Jersey has formed an exclusive partnership with Advantage Specialty to offer Big 'I' members access to a Workers' Compensation Program.

Advantage Specialty's services include up to 300 classes of business as well as four distinct New Jersey Safety Groups: Health Services, Hospitality, Professional Services, and Car Dealers. Each Safety Group offers a back-end dividend payable up to 40%.

Program Benefits Include:

  • Competitive pricing up to 20% off manual pricing
  • Dividend up to 40% (based on performance)
  • Flexible payment options, including Pay-As-You-Go
  • Superior claims handling from professionals who care
  • Expert risk analysis, safety management, and loss control services
  • Access to one of the largest networks in New Jersey with 24-hour claim reporting and around-the-clock customer support

How the Dividend Works:

  • Must be written with the 12-month period (7/1 - 6/30)
  • Policies must be in effect for the full policy term, must be audited, and paid in full
  • Dividend will be calculated 18 months after the end of the 12-month period
  • No loss development factors applied
  • The Board of Directors must approve and declare a dividend prior to issuance.
  • Must be a current policy holder (regardless of year)






For more information, download the following informational flyers:

Workers' Comp Safety Group: Professional Services

Workers' Comp Safety Group: Hospitality

Workers' Comp Safety Group: Health Services

Workers' Comp Safety Group: Auto Dealerships

To Apply:

Download the following forms and forward to Big I New Jersey, 2211 Whitehorse Mercerville Rd, Trenton, NJ 08619 or

Agency Appointment Form

Big I New Jersey Target Market Brochure

Advantage Broker Agreement

Pay Plan

ACORD Form (agency background info)