Individuals who do not qualify for a waiver of pre-licensing education must complete a pre-licensing education course offered by an approved education provider in order to be licensed to solicit, sell, or negotiate insurance in the state of New Jersey. Following completion of a prelicensing education course, applicants must take the state licensing test.
Individuals with CLU and ChFC designations can waive the Life and Health Insurance pre-licensing education and examination. Individuals with CPCU designations can waive the Health, Property, Casualty, Personal Lines, and Surplus Lines pre-licensing education and examinations.